Credit Clerk

Responsible for client onboarding, loan processing, documentation, and data management, including arrears monitoring, demand letters, disbursements, and system loan creation.

·       High School Diploma or equivalent with a minimum five (5) subjects CSEC inclusive of Mathematics and English.

·       Two (2) years’ experience is an asset but not compulsory

·       Good clerical and office skills

·       Knowledge in Microsoft Office Suite

·       Must possess excellent oral and written communication skills

·       Ability to independently maintain a high level of productivity

·       A good sense of customer service

·       Conducting initial interviews for prospective clients and the compiling of data entry of all interviews conducted daily.

·       The preparation for submission of Micro and Small loans Applications to Business Counsellor /Field Officer for reviewing.

·       To identify on a daily basis, information pertaining to loans 1-30 days in arrears to your supervisor for relevant action.

·       Preparation of Demand letters for all delinquent borrowers.

·       To liaise with and offer support to Business Counsellor during field visits.

·       Preparation of information for Stamps Imprest and Petty Cash Registers.

·       Proper maintenance of all clients’ files and other documents at the Office.

·       Filing of Demand Letters, Lawyers Letters and Supervision Reports etc. in their respective client’s File

·       Preparation of Loan Disbursement Schedules.

·       Conducting Promotional activities and representing the company at forums, exhibitions etc.

·       Any other related duties which may be assigned to you from time to time.

·       Preparation of Legal Documentation after loan is approved (Mortgage Deeds, Bills of Sale etc.)

·       Attending the High Court to pass/cancel mortgages and to attend to any other court related matters.

·       Manage Inventory

·       Preparing, printing and disbursement of cheques.

·       Creating loans in the Alpha Banking System.